My family and I love living in Newfoundland and Labrador and I hope you do too. Let’s pull up our socks, tighten our belts and right this beautiful ship we call home. With the help of ideas from my family, I have come up with 36 ways to spend less and continue loving living in Newfoundland and Labrador.
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Newfoundland and Labrador’s 2016 budget includes fee and tax hikes on everything imaginable. The impact on the average household is going to be severe. Let’s look at an example…
Continue readingThis Globe and Mail article features a 32 year old who owes $45,000 in unsecured debt. He shares with us his debt repayment plan.
Continue readingMoving provinces can result in an unexpected tax bill if you are moving to a higher tax province than where you were working.
Continue readingThis week I was interviewed by Jonathan Crowe of CBC News regarding the latest insolvency statistics released by the Office of the Superintendent of Bankruptcy. We had a great discussion on what some of the causes are how it is affecting people here in Newfoundland and Labrador.
Continue readingThe insolvency statistics have been released by the Office of the Superintendent of Bankruptcy (OSB) for the year 2015.If the worst is yet to come for the Newfoundland economy then these numbers are not encouraging.
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I love Newfoundland and Labrador and believe that we have a bright and prosperous future ahead of us. However, it appears as though we have some difficult years ahead as we grapple with the realities of our resource based economy, demographics and geography.
Continue readingThe Office of the Superintendent of Bankruptcy (OSB) has announced that starting this year Trustees in Bankruptcy will be switching to a new title, Licensed Insolvency Trustee (LIT) that better reflects the services we provide.
Continue readingIf you, or someone close to you, is being contacted by a collection agency it is important to know your rights and the rules they must follow. Equally important is knowing what to do if you believe your rights are being abused.
Continue readingNovember is Financial Literacy Month which means there is going to be a lot of information available. I will share some great resources that I find here in this space so that you can have it all in one place.
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