Resources - Bankruptcy and Credit Counselling St. John's | S.R Stack Skip to content


Helping you Understand

Take time to browse our resources, which will help you better understand the terminology and facts of Bankruptcy.

Monthly Income and Expense Sheet

This form is used by the trustee to track household income during a bankruptcy. Download it here and if you have any questions please contact Sean.

Debt Solution Worksheet

This application provides the information needed to file either a bankruptcy or a consumer proposal and will allow the trustee to provide advice based on complete information. Any questions please contact Sean.

Newfoundland and Labrador House of Assembly – Legislation

All provincial legislation in Newfoundland and Labrador available through The Newfoundland and Labrador House of Assembly website.

Bankruptcy and Insolvency Act

For more information on Federal legislation relating to insolvency, follow this link.

Canadian Association of Insolvency and Restructuring Professionals

This is a national professional organization representing Chartered Insolvency and Restructuring Professionals (CIRPs) all across Canada. To find out more about CIRPs and what they can do for you please follow this link.

Office of the Superintendent of Bankruptcy Canada

The Superintendent of Bankruptcy oversees and licenses all the trustees across Canada. Click here for more information and statistics.

What is a Consumer Proposal?

Simplifying to one monthly payment and no more calls from creditors – learn more here about how a Consumer Proposal can help you.
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Are there any debts that can’t be included in a bankruptcy?

While most debts can be included in a bankruptcy, there are certain debts that cannot be discharged through bankruptcy. It is important to be aware of this when deciding if
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Understanding your credit report and credit score

The Financial Consumer Agency of Canada provides many great resources, this one helps answer any questions you may have when you are trying to understand your credit report.
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