For whatever reason or circumstance, debt happens to many of us. Consider these articles in respect to your current and future financial plans.
Do you know how much of your budget is taken up by your vehicle(s)? Vehicles are a depreciating asset for which consumers often underestimate the total cost. Check out this article from The Globe and Mail to learn more
Being able to 'afford' something is more than just being able to make the monthly payment. Financing a vehicle over 7 or 8 years doesn't mean that the consumer can truly afford the cost of the vehicle and what happens if they want a new car in 4 or 5 years but owe more on this one than it is worth?
Just over half, or 51 per cent, of the 3,211 employees surveyed by the CPA said it would be tough to make ends meet if their paycheque was delayed by one week.
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