Free Consultations Your First Step Our Free Initial Consultation is the first step you need to take on your way to financial stability. Free Consultations The first step to dealing with unmanageable debt is to find out what your options are. Our Trustee, Sean Stack, will sit down with you and discuss your situation and find a plan that works for you. Visit our What to Expect section for an idea of how you can better prepare yourself to get the most out of your consultation. Contact Sean now for your free initial consultation.