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Free Consultations

Your First Step

Our Free Initial Consultation is the first step you need to take on your way to financial stability.

The first step to dealing with unmanageable debt is to find out what your options are.

Our Trustee, Sean Stack, will sit down with you and discuss your situation and find a plan that works for you.

Visit our What to Expect section for an idea of how you can better prepare yourself to get the most out of your consultation.

Contact Sean now for your free initial consultation.

Did You Know?


Many people who file for bankruptcy get to stay in their home.


In Newfoundland and Labrador, you can keep your RRSPs – even if you file for bankruptcy.


Many people who file for bankruptcy are able to keep their vehicle.


Most bankruptcies are NOT published in the newspaper.


Student loans can be included in a bankruptcy if they are more than seven (7) years old.


A consumer proposal is an alternative to bankruptcy that can only be filed with a licensed trustee in bankruptcy.


In NL, people ages 30 to 39 years old file for bankruptcy more than any other age group. [source]