Free Bankruptcy Consultations - S.R. Stack & Company Ltd. Skip to content

Free Consultations

Your First Step

Our Free Initial Consultation is the first step you need to take on your way to financial stability.

Our Trustee, Sean Stack, will sit down with you and discuss your situation and find a plan that works for you.

What Is A Free Consultation

The first step to dealing with unmanageable debt is to find out what your options are.

The initial consultation is free of charge; so contact us with peace of mind. Once we have met and understand your needs, Sean will walk you through the potential costs of going ahead with a plan of action so that you can make a wise and informed decision.

Preparing For Your Free Consultation

For your free consultation the more information you are able to provide, the easier it will be for Sean to give you the advice that you need. View the full list of resources to bring here.

This consultation could take approximately an hour, although time may vary depending on your needs.

Contact Sean now for your free initial consultation!

Got Questions?

Read our FAQs!

Did You Know?

1

Many people who file for bankruptcy get to stay in their home.

2

In Newfoundland and Labrador, you can keep your RRSPs – even if you file for bankruptcy.

3

Many people who file for bankruptcy are able to keep their vehicle.

4

Most bankruptcies are NOT published in the newspaper.

5

Student loans can be included in a bankruptcy if they are more than seven (7) years old.

6

A consumer proposal is an alternative to bankruptcy that can only be filed with a licensed trustee in bankruptcy.

7

In NL, people ages 30 to 39 years old file for bankruptcy more than any other age group. [source]

"A large goal of mine over the last couple of years has been to work on my financial literacy and improve my spending behaviours. It’s hard work; as I am sure many can appreciate. While I understood so much of what that looks like, it can be hard to put into practice when the cost of living increases; but it was paired with long standing “want” spending behaviours. I knew I had to work on this. I found myself needing some extra help, and I worked with S. R. Stack & Company Limited. Sean was such a pleasure to work with; and so professional. He helped me navigate some challenges I was trying to find solutions for; and it’s been an incredible weight lifted off my shoulders and soul that we successfully found a way forward. So; I am sending a sincere 5 review. Thank-you, Sean. If you need assistance with your financial hurdles; professionals are there who can help you out!"
- Richard
"Overcoming unsustainable debt is a stressful endeavour for anyone. Sean's guidance through an unfamiliar process was both exceptionally reassuring and a much-needed frank discussion about the steps I needed to take. I was able to start building for my future..."
- Past Client
“ I found Sean Stack to be quite knowledgeable and informative, and he gave sound advice and direction. Also, he was understanding and caring, and calmly addressed moments of tension and worry."
- Edgar
"Sean helped me in a very difficult time in my life. He is extremely professional and compassionate. Thank you Sean for guiding me through this stressful period and making it less painful."
- Bianca

Frequently Asked Questions

What happens after the consultation?

After the consultation, you’ll receive a summary of the discussed points and next steps, should you wish to proceed with any services. However, there’s no obligation to move forward.

What topics can we discuss during the consultation?

Sean will sit down with you, and listen while you relate to him what you are personally dealing with. He will ensure that he clearly understands your situation, needs, and future goals. He will work with you to find the solution that is right for you and your individual needs.

Can I bring a friend or partner to the consultation?

Absolutely. If you have a friend or partner you’d like to include, feel free to invite them to join the conversation.

How Soon Can I Schedule a Consultation?

Consultations can often be scheduled within a few days, depending on availability. We’ll work with you to find a time that fits your schedule.

To learn more, visit our Resources Page.