How To Request a Copy of Your Credit Report

The Office of Consumer Affairs provides details on how to request your credit report from Canada's two national credit reporting agencies; TransUnion and Equifax Canada.

Ever wonder about your credit score?

There are two national credit reporting agencies in Canada; Equifax Canada and TransUnion.

The Office of Consumer Affairs has a great explanation of how to contact these agencies and what to expect.

Click here to for details

Did You Know?

In 2017 there were 125,807 insolvencies in Canada. source
In 2017 there were 1,390 bankruptcies and 1,125 proposals in Newfoundland and Labrador. source
Many people who file for bankruptcy get to stay in their home.
In Newfoundland and Labrador, you can keep your RRSPs – even if you file for bankruptcy.

Many people who file for bankruptcy are able to keep their vehicle.
In NL in 2017 there was 36 business insolvencies and 2,479 consumer insolvencies. source
Most bankruptcies are NOT published in the newspaper.
Student loans can be included in a bankruptcy if they are more than seven (7) years old.

A consumer proposal is an alternative to bankruptcy that can only be filed with a licensed trustee in bankruptcy.
In NL, people ages 30 to 39 years old file for bankruptcy more than any other age group. [source]